Flexible funding

fixed

Unlock your most valuable asset , your recurring revenue. Realise future revenue today with fixed and transparent repayment terms.

Companies funded

500+

Trades facilitated

€300m

Initial trade

2021

Our story in numbers

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12 months
In future revenues brought forward today
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30%
Average future Annual Recurring Revenue received
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48 hr
Processing time to receive a trading limit
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16
Operational in 16 European markets

Subscription based financing, explained

Levenue uses subscription based financing as the tool to fund high quality growth companies. We help to pull the value of your subscriptions into the present, by selling future cashflows to selected investors.

How does it work?

Eligibility criteria

Businesses need a MRR of 30k, positive growth and a broad subscriber base. Your business needs at least 6 months of financial data for our team to analyse. Currently, we fund European businesses across 16 jurisdictions.

Signup & analysis

On signup, businesses connect bank accounts, accounting software and subscription managers to our platform. The Levenue algorithm analyses these datasets, and if deemed eligible, our team provides you with a trading limit.

Funding & pricing

Draw on your trading limit at your discretion. The amount you trade will be offered to investors on Levenue's platform. Our pool of funding partners may then bid on your offering, and come to a fixed price via sealed bids.

Financing Options

Benefits
RBF
Bank Loan
Venture Capital
Retain Equity
yes
yes
no
Maintain Control
yes
yes
no
No Personal Guarantees
yes
no
yes
Large Funding Amount
yes
yes
yes

Start your funding journey

Frequent FAQ's

What data sources do I have to connect?

Your company connects via APIs, providing access to bank accounts, accounting software and subscription managers. With these, we analyse a company's entire financial history, diving into the growth profile over time, the quality/churn rate of the underlying subscriptions, and the cash burn rate.

How is the cost of capital determined?

After our analysis is complete, we will issue a trading limit, using data alone. It is at the company's discretion how many of their subscribers they will trade for up front capital. Investors bid in a Dutch Auction for the offered contracts until a discount rate is reached.

What kind of revenues can I trade?

Levenue can only underwrite recurring revenue. We do not accept one-time retail revenues, for example in an FMCG e-commerce business. If your business has a mix of revenue sources, get in touch to see if you are eligible.

What key metrics are evaluated?

We evaluate growth rate, subscriber churn and cash burn. Furthermore, we look at cash flow stability and the indebtedness of a business. We will continue to constantly analyse these key metrics throughout the life of the trade.

Why do investors choose Levenue?

The select group of accredited investors has compelling reasons to continue increasing the amount of capital deployed in this new asset class:

Short term exposure

Contracts are purchased for a fixed 12 month term, straight line amortising and not in a 'bullet'. Indemnification made via SEPA Direct Debit Mandate.

Risk mitigation mechanisms

Levenue has developed proprietary de-risking mechanisms, in addition to constant monitoring of API connections to meaningfully reduce downside risk.

Attractive fixed rates

IRR sits at ~23% net of fees, with enviably low late payments and zero loan loss events since inception. Investors have experienced strong risk-adjusted returns.

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