FAQ – MidFunder

You will find our answers to the frequently asked questions below. If you have any question, that is not covered, please get in touch with us directly, by clicking the chat icon in the right bottom corner.

Midfunder offers working capital with offers ranging from €10k to €1m through a revenue share agreement. We charge a flat fee on our capital starting at 3% with repayments in line with monthly revenues, taken as a percentage of sales. This is not an interest rate. We don’t take equity, personal guarantees, warrants, or hidden fees. The amount accessible is based purely on your actual business performance.

Unlike other lenders, Midfunder offers businesses the opportunity to raise crucial growth capital without giving up control of their business. Equity can be one of the most expensive ways of raising working capital, but many founders are also wary of subjecting their businesses to the interest rates of traditional debt. Midfunder offers a fair and flexible alternative to banks and other financial institutions.

Unlike banks, we understand businesses and the way they operate in the modern world. We can work with companies with at least 36 months of business history, generating at least CHF 10k of monthly sales and processing a significant amount of payments through payment terminals or eCommerce payment gateway.
To see if your business qualifies, complete the 2-minute onboarding process on our homepage, and we will get back to you to confirm your eligibility.

We understand that your sales fluctuates from month to month, so the repayment is tied to your sales. We agree with you on a percentage of every transaction going through your payment terminal / eCommerce payment gateway. We will be collecting that percentage from every transaction until the advance, and a flat fee is repaid. This means that if the market slows or your sales drop, your repayments will slow (or stop) too.
As mentioned, we will automatically collect the repayments, either by connecting to your payment processor.

Frequently Asked Questions

General

Application Process

Accessing Working Capital

Repayment

Legal

Contact Us