Funding for companies with recurring revenues
Grow your business
Fast and flexible funding for startups, small and medium sized enterprises.

Why MidFunder?
Simple, fast and non-dilutive capital
Getting access to working capital was for a very long time associated with banks and their tedious procedures, waiting times and, in most of cases, rejection. We’re are here to change that!

Fast
We understand that when you need working capital you need it not in 3 months, but now. With MidFunder you simply apply online and get a decision in 24 hours.

Flexible
You cannot predict everything and we understand that you might need additional capital at the least expected moment. With us it's just one click away for you to grow faster!

Data-Driven
You decide how much business data you want to share and we calculate the fee based on available information. The more data we have the lower your fee.
MidFunder products
Your business deserves choice
We are here to help you and find the best and most personalised funding solution for your business. It’s time to grow!
Traditional fixed term loan
You need funds to start growing your business? No problem, we can offer you traditional loans with equal monthly repayments.
You won't be surprised by hidden costs and you know from the beginning how much you need to repay.
Revolutionary revenue based lending
In case you want more flexibility as your sales might fluctuate, then we have another option for you.
Repayments are directly connected to your sales. When your sales slows down, so does your repayment.
How does it work?
Simple, fast and non-dilutive capital

MidFunder Heartbeat™
Focus on your business
We provide all our clients with a unique ability to look deeper into their business. Thanks to our Heartbeat dashboard you can predict inventory shortages, cashflow trends and opportunities to grow faster!
Fast and business friendly
Unlock working capital for your company in 3 simple steps

Signup

Connect your accounts

Select your offer

Flexible Repayment
Pay as you generate revenues
Our unique revenue share model allows you full flexibility. This means you only repay once you generate sales. No intransparent paperwork with hidden costs.
We take a percentage of your sales until borrowed capital plus fee is covered. In case your sales stops, so does your repayment. As simple as that.
Our clients
They trust us
Our clients are innovative entrepreneurs, that want to serve their customers as best as they can. In fact, it’s the very fundament upon which MidFunder was founded. Product market fit is our maxim. Keeping that in mind, we strive to provide the best performance for every client we work with.

Technology is our key
Integration and connections
We are on path to build an automated process by leveraging most popular data sources
Inclusive, not exclusive
Who we fund?
We have very simple eligibility criteria, which makes funding available to most of the companies.

10k REVENUE
Your sales has to exceed 10'000CHF / month (average for the last 6 months).

3 YEAR
Your company has to be at least 3 year old and has a proven track record of growth and sales.

DIGITAL BUSINESS MODEL
Your company has to generate some revenue via card terminal, eCommerce payment gateway or subscription service.

Frequently Asked Questions
MidFunder offers working capital with offers ranging from CHF 10k to CHF 1M, through a revenue share agreement. We charge a flat fee on our capital starting at 3% with repayments in line with monthly revenues, taken as a percentage of sales. This is not an interest rate. We don’t take equity, personal guarantees, warrants, or hidden fees. The amount accessible is based purely on your actual business performance.
Unlike other lenders, MidFunder offers businesses the opportunity to raise crucial growth capital without giving up control of their business. Equity can be one of the most expensive ways of raising working capital, but many founders are also wary of subjecting their businesses to the interest rates of traditional debt. MidFunder offers a fair and flexible alternative to banks and other financial institutions.
We charge a flat fee on our capital which starts at 3%.
There is no interest. We don’t charge applications or origination fee. You’ll know the exact total amount you are paying before you accept the offer of working capital.
Unlike banks, we understand businesses and the way they operate in the modern world. We can work with companies with at least six months of trading history, generating at least €10k of monthly sales and processing +50% of payments through payment terminals or eCommerce payment gateway.
To see if your business qualifies, complete the 2-minute onboarding process on our homepage, and we will get back to you within 12 hours to confirm your eligibility.
We do not require any documents; all you have to do is connect some of the software tools your business uses so that we can evaluate and confirm your revenue. Once everything is connected, we will crunch the data and provide you with your offer.
About us
We are founders
Our partners
A revolution isn’t easy, it needs partners. We are happy to work with:
